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Wafanyakazi Loan

Welcome to our Wafanyakazi Loan Product! Tailored specifically for the hardworking government employees of Tanzania, this loan product is designed to empower you to reach your financial goals. We understand the unique needs and challenges faced by government employees, and we're here to support you.

Nyumba Yangu Loan

Swahili for “My House”, Nyumba Yangu echoes the heart of a home. It's an individual long-term home loan scheme that provides up to 80% of the cost towards purchase of a residential property from NHC or other sources.

Overdraft Facility

Sometimes you simply can't avoid going over budget, and that's when it helps to have an overdraft. It's always there when you need it

Cash Cover Loan

These are term loans or overdraft granted by the bank against a deposit account. You can access loans up to 90% of the deposit amount

Wafanyakazi Loan OVERVIEW

We Redefine The Banking Experience.

Welcome to our Wafanyakazi Loan Product! Tailored specifically for the hardworking government employees of Tanzania, this loan product is designed to empower you to reach your financial goals. We understand the unique needs and challenges faced by government employees, and we're here to support you.

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Wafanyakazi Loan

Wafanyakazi Loan

Features & Benefits

  • 1
    Maximum loan amount of TZS 200 million
  • 2
    The minimum loan amount of TZS 1 million
  • 3
    Repayment term ranges from 6 to 120 months
  • 4
    Administration fee is 1.5% of the loan amount, minimum amount is TZS 65,000 (incl. VAT)
  • 5
    Take up Credit Life Insurance from any underwriter acceptable to the bank for the purpose of securing the outstanding debt against the risks of death or permanent disability
  • 6
    We buy back/take-over loans from other banks/financial institutions including loans from Higher Education Student Loan Board (HESLB)
  • 7
    You can top up your loan amount at any given time within your credit ratio
  • 8
    Enjoy wide access to the total range of Exim's products

Requirements

  • 1
    To be a Government Employees
  • 2
    Copy of national ID
  • 3
    Copy of bank statement (6 months)
  • 4
    Dully signed application form attached with two (2) colored passport size photos
  • 5
    Most recent month's salary slips copies of your current salary
  • 6
    An introduction letter from your employer/ Employee ID
card

Fill This Form if you want to take Wafanyakazi Loan:

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