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Wafanyakazi Loan

Welcome to our Wafanyakazi Loan Product! Tailored specifically for the hardworking government employees of Tanzania, this loan product is designed to empower you to reach your financial goals. We understand the unique needs and challenges faced by government employees, and we're here to support you.

Nyumba Yangu Loan

Swahili for “My House”, Nyumba Yangu echoes the heart of a home. It's an individual long-term home loan scheme that provides up to 80% of the cost towards purchase of a residential property from NHC or other sources.

Overdraft Facility

Sometimes you simply can't avoid going over budget, and that's when it helps to have an overdraft. It's always there when you need it

Cash Cover Loan

These are term loans or overdraft granted by the bank against a deposit account. You can access loans up to 90% of the deposit amount

Overdraft Facility OVERVIEW

We Redefine The Banking Experience.

Sometimes you simply can't avoid going over budget, and that's when it helps to have an overdraft. It's always there when you need it

Overdraft Facility

Overdraft Facility

Features & Benefits

  • 1
    This is short term financing not exceeding 12 months intended to support working capital.
  • 2
    Finances short term finance needs occurring during the intervals between receipt of proceeds and the payment period in the context of the asset conversion cycle.
  • 3
    Strictly not for personal consumption and facility can be renewed.
  • 4
    Maximum lending to a single borrower will be as per prevailing Central Bank

Requirements

  • 1
    Price for unauthorized overdraft is 7% above normal interest rate.
  • 2
    Interest is calculated daily based on the maximum balance used per day
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Fill This Form if you want to take Overdraft Facility:

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