Lending
Expanding your business? We offer a range of flexible products to complement your ambitions. Find the Lending solution that's right for you! Be it for Working Capital or Capital Expenditure i.e., through short-term or long-term finance that can support your business interests and ambitions. These offers cut across all sectors and size i.e., from Small & Medium Entrepreneurs, to Commercial and Corporates. We can help!
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Term Loans
Every business has unique requirements. With our Term Lending solutions, you can borrow only what you need at competitive interest rates and flexible repayment terms. When it comes to term financing, you can rest assured we'll always provide you with competitive rates. In addition, our advisory service is a reliable solution for a wide spectrum of financial institutions for syndication of the term loans

IPF Loan
Insurance premium financing commonly abbreviated as IPF is a product designed to assist clients with insurance premium obligations to get an easy and convenient mode of settling the premium in Monthly installments. IPF is short term financing between 4 months installments to a maximum of 10 months installments. IPF is a very safe product to banks given the amount financed is guaranteed in the event of default of obligations by the borrower.

Invoice Discount Facility
Invoice Discounting is a short-term financing solution aimed at improving a company’s cash flow rather than serving as a long-term capital investment. Unlike secured term loans, it provides immediate liquidity based on outstanding invoices without requiring additional collateral. This facility is unsecured and relies on the financial strength and credibility of the off-takers (i.e., buyers). Before onboarding an off-taker, the bank conducts a thorough financial assessment to ensure their reliability. Under this arrangement, the borrower receives funding exclusively against receivables from approved off-takers, ensuring a streamlined and efficient financing process.


