Lending

Expanding your business? We offer a range of flexible products to complement your ambitions. Find the Lending solution that's right for you! Be it for Working Capital or Capital Expenditure i.e., through short-term or long-term finance that can support your business interests and ambitions. These offers cut across all sectors and size i.e., from Small & Medium Entrepreneurs, to Commercial and Corporates. We can help!

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Working Capital Finance

Access to finance is vital for your business. With our Working Capital Finance products, you not only keep operating but keep moving forward.

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Short Term Finance

Get the finance you need to cover short-term working capital or seasonal cashflow needs. Our Short-Term Finance solutions keep your business moving.

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Term Lending

Every business has unique requirements. With our Term Lending solutions, you can borrow only what you need at competitive interest rates and flexible repayment terms.

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Project Finance

Growth in Tanzanian economy is driving demand for infrastructure, with the financing and operation of infrastructure such as roads, bridges, ports and mining becoming the preserve of the private sector.

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Agribusiness

For large mid-level customers, we are a single point contact offering a gamut of corporate banking services for Agribusiness ventures.

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Loan Syndication

With the help of an experienced team, we leverage our Loan Syndication expertise to ensure your company's financing requirements are satisfactorily met.

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Cash Cover

These are term loans or overdraft granted by the bank against a deposit account. You can access loans up to 90% of the deposit amount

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Overdraft Facility

Preamble. Sometimes you simply cant avoid going over budget, and thats when it helps to have an overdraft. It’s always there when you need it

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Term Loans

Every business has unique requirements. With our Term Lending solutions, you can borrow only what you need at competitive interest rates and flexible repayment terms. When it comes to term financing, you can rest assured we'll always provide you with competitive rates. In addition, our advisory service is a reliable solution for a wide spectrum of financial institutions for syndication of the term loans

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IPF Loan

Insurance premium financing commonly abbreviated as IPF is a product designed to assist clients with insurance premium obligations to get an easy and convenient mode of settling the premium in Monthly installments. IPF is short term financing between 4 months installments to a maximum of 10 months installments. IPF is a very safe product to banks given the amount financed is guaranteed in the event of default of obligations by the borrower.

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Invoice Discount Facility

Invoice Discounting is a short-term financing solution aimed at improving a company’s cash flow rather than serving as a long-term capital investment. Unlike secured term loans, it provides immediate liquidity based on outstanding invoices without requiring additional collateral. This facility is unsecured and relies on the financial strength and credibility of the off-takers (i.e., buyers). Before onboarding an off-taker, the bank conducts a thorough financial assessment to ensure their reliability. Under this arrangement, the borrower receives funding exclusively against receivables from approved off-takers, ensuring a streamlined and efficient financing process.

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Our mobile app offers seamless access to your finances, empowering you to effortlessly open and manage your accounts, transfer funds, settle bills, and stay in the loop with real-time transaction updates

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